According to a recent study by the CDC, approximately 40 to 50 percent of adult Americans don’t visit their dentists. The main reason why most avoid seeing a dentist is the high cost. In another survey, it was discovered that nearly 70 million Americans don’t have dental coverage. This makes it difficult to visit a dentist due to the high out-of-pocket expenses.
Why Most Americans Don’t Buy Dental Insurance
●Long waiting period: After signing up for a dental insurance plan, you will have to wait between 6 months and 1 year before you can obtain any covered dental procedures.
●Don’t cover some procedures: Traditional dental insurance doesn’t cover cosmetic dental services such as teeth whitening, dental implants, composite bonding, and smile makeover procedures.
●Limited annual benefits: Most insurance companies have a maximum annual limit ranging between $1,000 and $1,500. Some dental procedures such as root canal or a single crown can use up your yearly benefits in just a single visit.
Best Dental Discount Plans NJ
If you don’t have dental insurance through your employer, you should highly consider enrolling in a dental savings plan. A dental savings plan isn’t dental insurance, and it works like your Costco membership. You simply pay an annual membership fee which ranges between $100 a year for an individual plan and $150 for a family plan. As a discount dental plan member, you will get discounts ranging between 25 to 50 percent on dental procedures.
How will you Benefit from the Best Dental Discount Plans NJ?
If you fall in the following categories, then you should consider purchasing a dental discount plan:
You have a health condition that can be affected by dental problems
Poor dental care can complicate some health conditions. For instance, when gum disease is left untreated it can complicate some health conditions such as heart disease and diabetes. Purchasing a dental discount plan is better than having no coverage at all.
You need little dental work
If you are young and healthy and you only need two annual checkups and cleanings, then you will save more with a discount plan.
You are older
Most dental procedures are not covered by Medicare, and it makes sense to have a dental discount plan for seniors.
You have depleted your insurance maximum limit
Sometimes you may need several dental care procedures that can deplete your dental insurance yearly limit. A discount dental plan will help cover for the extra dental procedures.
Choosing the Best Dental Discount Plans NJ
While the thought of visiting your dentist may make you anxious, it’s important to think about potential costs that you will incur when you need emergency dental services. If you don’t have dental insurance through your employer, it’s important that you choose the best dental discount plans NJ that covers all dental services that you and your loved will need.
What the Best Dental Discount Plans NJ Cover
The best dental discount plans NJ covers a variety of dental procedures including:
Emergency dental care: These include broken or cracked tooth extraction or repair and treatment after an accident that affects your mouth and teeth.
Routine and preventive dental care: This may include cleanings, regular checkups, fillings, x-rays, sealant application to help prevent cavities, root canal, gum care, and specific types of oral surgery.
Complex dental care: This includes dentures or bridges and orthodontia.
Get the Best Dental Discount Plans NJ
The best dental discount plans NJ will help you save money, especially if you don’t have dental coverage. To maintain your natural smile, visit DentalSave today and purchase the plan that best fits your dental care needs.